Terms and Conditions

Effective Date: August 12, 2025

Welcome to erikarhone.com and errhone.com (collectively referred to as “the Websites”). By accessing or using these Websites, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree to these terms, please do not use the Websites.


1. Purpose of the Websites

The Websites are owned and operated by Erika Rhone, a licensed health insurance broker. The purpose of the Websites is to provide information about health insurance products, services, and related resources, and to allow users to request consultations and coverage reviews.


2. Use of Information

Any personal information you provide through these Websites will only be shared with members of Erika Rhone’s brokerage team for the sole purpose of:

  • Reviewing your current health coverage

  • Providing personalized insurance options

  • Assisting with enrollment or changes to your insurance plan

We do not sell, rent, or share your information with third parties for marketing purposes outside of our brokerage team.


3. No Guarantee of Coverage or Rates

Information provided on the Websites is for educational purposes only and does not guarantee coverage, rates, or eligibility. Final approval and terms of any health insurance coverage are determined by the insurance carrier.


4. Accuracy of Information

While we strive to ensure the accuracy of all information provided, we do not warrant that the content on these Websites is always current, complete, or error-free. Users are encouraged to verify any important details directly with a licensed agent or the insurance carrier.


5. User Responsibilities

By using these Websites, you agree:

  • To provide accurate and truthful information when completing forms or requesting quotes.

  • Not to use the Websites for fraudulent or unlawful purposes.


6. Intellectual Property

All content, trademarks, logos, and materials on the Websites are the property of Erika Rhone unless otherwise noted. You may not reproduce, distribute, or use this content without prior written consent.


7. Limitation of Liability

Erika Rhone and her team are not liable for any damages resulting from your use of the Websites or reliance on the information provided. This includes direct, indirect, incidental, or consequential damages.


8. Third-Party Links

The Websites may contain links to third-party sites. These links are provided for convenience only, and Erika Rhone is not responsible for the content, policies, or practices of those sites.


9. Changes to Terms

We may update these Terms and Conditions from time to time. Any changes will be posted on this page with a revised effective date. Continued use of the Websites after changes are posted constitutes your acceptance of the updated terms.


10. Governing Law

These Terms and Conditions are governed by the laws of the State of Louisiana, without regard to conflict of law principles.


Contact Information:
If you have any questions about these Terms and Conditions, please contact: Erika Rhone
Licensed Health Insurance Broker [email protected] or (312)348-5802